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Secrets to a Healthy Financial Relationship

CEDAR RAPIDS, IA (CBS 2/FOX 28)--Many will be spending some big bucks tonight, as part of a Valentines Day celebration.

According to financial analysts, though, money issues are some of the leading causes of divorce.

Financial expert Mike Foley says the first step to a successful relationship is finding compromise.

Shawn and Jayme Schaper are newly married.

Almost six months to be exact but they've got things under control when it comes to their finances.

"We joined it before we got married because we didn't want it to be a shock once we got married, said Jayme.

They've got a joint account and are open with each other about how much money they spend.

According to financial expert Mike Foley that's good news.

He says honesty is a big part; including knowing how much money you have versus how much you can spend.

"If you pool your money together and then work from a budgetary stand-up, you're going to be a much happier couple, he said.

He says it also helps to create rituals, like a date night which leads to more communication and hopefully a longer married life.

"Have some fun, other rituals could be taking a walk. Do some window shopping having that bi-weekly date night, he said.

It's advice the Schapers seem to have down to a t.

"I'll tell her, after the bills get paid, I'll be like hey we can have a little bit of fun this month. We can have a little bit of fun the next two weeks. We're ahead, we'll be fine, said Shawn Schaper.

One last secret is to work to eliminate debt.

If you can't pay off a credit card bill right away wait a few more months to save up before making that purchase.
 
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