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More Credit Cards Hacked
CEDAR RAPIDS, IA (CBS2/FOX28) - At the scene of the breach that started it all, caution is still in the air.
Been checking my account just about every day, making sure it's legit and everything I bought has gone through, shopper Sarah Rubocki says as she pushes her cart back to her car.
However, most Target shoppers we spoke with, bags in hand, say in spite of it all they haven't put those cards away just yet.
It's an issue anywhere you go shopping, regardless of what card you use, says shopper Janelle Morio.
Even customers who were hit directly just a few weeks ago are still at the store.
They said my card was one of the ones stolen, they canceled it, says fraud victim James Weighton. Had to go to the bank and get a week supply of cash to get by.
Despite that, James still shops with plastic because he knows his bank will back him up.
The financial liability is limited, especially on credit cards when you have a good bank, Weighton says.
It seems having a good bank or being overly vigilant are the only ways to avoid financial trouble lately.
Small business owners like Gae Sharp-Richardson say there is something else you can do...
Maybe what good comes from this is people shop their small local businesses, Sharp-Richardson says.
Her Marion Chocolate shop and the nearby Irwin's clothing say they never hear about hacking concerns from their customers.
People may have a little more trust in us, because we're not as apt to get hacked, says Lee Larson, owner of Irwin's Clothing.
If public trust erodes at the top of the retail chain, it could be a case of David finally getting the upper hand on Goliath.
These big box stores are eating us alive, Larson says. Something like this can only be a plus for us the way I look at it.
Here are some tips for avoiding fraud from CBS Money Watch:
1. Check your credit card and debit card statements on a line-by-line basis. There is absolutely no substitute for being vigilant, Samid said. Thieves may place a small charge just a dollar or two to check if the card is active. Because of this, report any questionable charge, no matter how small.
2. If you notice an unauthorized charge, ask your financial provider to cancel the card and issue you a new one. This is most advisable with a debit card, Krolls Lapidus noted.
3. Consider tools for monitoring both your credit profile and your card activity. Target is offering a credit-monitoring service for customers, which Lapidus believes affected individuals should enroll in. Consumers may also want to use a bill-monitoring service such as BillGuard, which uses crowdsourcing to flag suspicious charges. The service has caught $60 million in fraudulent charges during the past two years, Samid said.
For the rest of tips, visit http://www.cbsnews.com/news/target-data-breach-9-ways-to-protect-yourself/